Oct 5, 2026 · 29 min · 9 segments
Financial resilience is the difference between giving up and finding a way forward after a major setback. Chris Miles of Money Ripples joins Bronson Hill on The Mailbox Money Show to share the…
Chris MilesGuest
Bronson HillHostNate HambrickHost
When I was an investment advisor, before I started doing syndication, it was like, you know, there was this idea of the word suitable, right? That you had to be suitable.
Every investment had to be a suitable investment, which is kind of a funny word.
Because you think about it, we don't talk about like anything in our lives that way.
You have some guardrails so that you get the right person, the right structured thing.
But I felt for a long time that, especially a lot of stuff that we do that's outside of real estate, it's not even eligible for people that are not accredited.
And so it's the idea of Wall Street had this takeover of the last 20, 30, 40 years where it's like, it's become that's now traditional investments where for years it was like, you know, you talk about the 40s, 50s, people are like, why in the world would you ever do stocks? You know, I mean, they were considered so risky after 89% drop, you know, from the, you know, the big 1929 drop.
So what do you kind of tell people to look at? Obviously, you can do stocks, but they don't really provide, unless you have some dividends, they don't really provide much income.
Is it pretty much all alternatives, stuff you do yourself? Is it passive syndication? What kind of stuff do you generally kind of point people to?
I mean, we never try to cross the line as being investment advisors, you know, and saying like, you should go do this or do that, right? Or you should invest with this group or that group.
One of the things I teach our clients that they have to realize first, and this is kind of what helps them see the possibility, is in my book, I just wrote a book last year called The Work Optional Blueprint.
And in that book, I talked about three main sections, which is get lean, get liquid and get out.
So get lean doesn't mean to live on rice and beans, as our good old friend Dave Ramsey would say.
But instead it means, how can we be a wiser steward of our money? How can we reduce expenses where maybe they shouldn't be there? How can we increase our income so we can create more profit that then we can get liquid, right? We can get that liquid.
When I was an investment advisor, before I started doing syndication, it was like, you know, there was this idea of the word suitable, right? That you had to be suitable.
Every investment had to be a suitable investment, which is kind of a funny word.
Because you think about it, we don't talk about like anything in our lives that way.
You have some guardrails so that you get the right person, the right structured thing.
But I felt for a long time that, especially a lot of stuff that we do that's outside of real estate, it's not even eligible for people that are not accredited.
And so it's the idea of Wall Street had this takeover of the last 20, 30, 40 years where it's like, it's become that's now traditional investments where for years it was like, you know, you talk about the 40s, 50s, people are like, why in the world would you ever do stocks? You know, I mean, they were considered so risky after 89% drop, you know, from the, you know, the big 1929 drop.
So what do you kind of tell people to look at? Obviously, you can do stocks, but they don't really provide, unless you have some dividends, they don't really provide much income.
Is it pretty much all alternatives, stuff you do yourself? Is it passive syndication? What kind of stuff do you generally kind of point people to?
I mean, we never try to cross the line as being investment advisors, you know, and saying like, you should go do this or do that, right? Or you should invest with this group or that group.
One of the things I teach our clients that they have to realize first, and this is kind of what helps them see the possibility, is in my book, I just wrote a book last year called The Work Optional Blueprint.
And in that book, I talked about three main sections, which is get lean, get liquid and get out.
So get lean doesn't mean to live on rice and beans, as our good old friend Dave Ramsey would say.
But instead it means, how can we be a wiser steward of our money? How can we reduce expenses where maybe they shouldn't be there? How can we increase our income so we can create more profit that then we can get liquid, right? We can get that liquid.
The rest of this transcript — segmented and speaker-labeled, so you land on the exact moment something was said
Search every transcript — by keyword, by phrase, or by meaning, across every show Radar indexes
Trends — what is surging across podcasts, measured against its own baseline
Alerts — when a name you follow appears in a newly indexed episode
No account is needed to search Radar.
