Kitces and Carl - Real Talk for Real Financial Advisors
Jun 11, 2026 · 32 min · 10 segments
In the 192nd episode of Kitces and Carl, Michael Kitces and client communication expert Carl Richards discuss how advisors can stay creative without losing sight of the business side of things. For…
Michael KitcesHostChamonix is, like, a m- uh, you know, climbing and skiing, you know, world headquarters of cli- extreme mountaineering.
Like, we were there to spend some time in the mountains, and we came down one day and we were a little late for breakfast.
And my, [laughs] my wife loves going on big adventures with me, but she always jokes because w- we always miss the, like, right time to eat.
We go to this breakfast place, and it's, like, 15 minutes after the breakfast menu's ended and the lunch menu's started, and but my wife had told me, she was like, "I really would like some eggs." So we go in this place, and the breakfast menu's no longer there, and I'm like, "Hey, is there any chance we could just get some scrambled eggs?" France, mind you.
And, uh, they're like, "No, the breakfast menu's ended." I said, "Okay," and I was being, I was kind of being a little annoying.
I was like, "Hey, do you have any eggs back there?" "Yeah, we do." And I was like, "Do you have a pan? Could you just crack some and scramble them up? I'll bring them, bring it.
I'll pay." "No, the breakfast menu's ended." And I noticed on the lunch menu that there was a ham on it.
Chamonix is, like, a m- uh, you know, climbing and skiing, you know, world headquarters of cli- extreme mountaineering.
Like, we were there to spend some time in the mountains, and we came down one day and we were a little late for breakfast.
And my, [laughs] my wife loves going on big adventures with me, but she always jokes because w- we always miss the, like, right time to eat.
We go to this breakfast place, and it's, like, 15 minutes after the breakfast menu's ended and the lunch menu's started, and but my wife had told me, she was like, "I really would like some eggs." So we go in this place, and the breakfast menu's no longer there, and I'm like, "Hey, is there any chance we could just get some scrambled eggs?" France, mind you.
And, uh, they're like, "No, the breakfast menu's ended." I said, "Okay," and I was being, I was kind of being a little annoying.
I was like, "Hey, do you have any eggs back there?" "Yeah, we do." And I was like, "Do you have a pan? Could you just crack some and scramble them up? I'll bring them, bring it.
I'll pay." "No, the breakfast menu's ended." And I noticed on the lunch menu that there was a ham on it.
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