Homeowner AF: The Canadian First Time Homebuyer Podcast
Jul 21, 2026 · 10 min · 12 segments
Everyone wants to know if now is the right time to buy. This is one of the most frequently asked questions I get as a mortgage broker and my answer might surprise you. In today’s episode, you’ll hear…
Brianna GosselinHost
And the frustrating answer I usually give is, I don't know, is right now a good time for you? Because typically it depends on what your finances look like, what you're looking to do and what's possible in your current market.
So instead of answering that question for you, I will give you kind of a framework to work around to ask yourself some questions and to really think about is now a good time to buy? for you.
Full disclosure, I won't convince you to purchase a home and I can't convince you to purchase a home.
If you are listening to this podcast, then you know that qualifying for your first mortgage involves intentional work to get ready.
And I cannot drag somebody along that process if they've not fully bought in.
Not to mention that nobody should be talking you into a half million dollar loan or or however big your mortgage is going to be.
So here's a couple things that you can do, or a couple questions that you can ask yourself to make sure that now is a good time to buy, or to set the bar a little further ahead and to push that goalpost down your timeline to say, you know what, it might not be the best time right now.
And the frustrating answer I usually give is, I don't know, is right now a good time for you? Because typically it depends on what your finances look like, what you're looking to do and what's possible in your current market.
So instead of answering that question for you, I will give you kind of a framework to work around to ask yourself some questions and to really think about is now a good time to buy? for you.
Full disclosure, I won't convince you to purchase a home and I can't convince you to purchase a home.
If you are listening to this podcast, then you know that qualifying for your first mortgage involves intentional work to get ready.
And I cannot drag somebody along that process if they've not fully bought in.
Not to mention that nobody should be talking you into a half million dollar loan or or however big your mortgage is going to be.
So here's a couple things that you can do, or a couple questions that you can ask yourself to make sure that now is a good time to buy, or to set the bar a little further ahead and to push that goalpost down your timeline to say, you know what, it might not be the best time right now.
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