Aug 19, 2026 · 15 min · 10 segments
Retirement spending can feel risky, even when your savings, income, and investments suggest that you are financially secure. After decades of careful saving, many retirees struggle to use money from…
Doug GoldsteinHost
That's a serious situation, and it requires a very different kind of planning.
The problem comes when caution turns into paralysis, when you stop being thoughtful and start being frozen.
But you won't drive anywhere because what if you need the fuel later? What if there's a longer trip next week? What if gas prices go up? So you just sit in the driveway.
The car exists to take you places, and at some point, you have to actually drive it.
And if you've built up a solid financial position, the goal isn't to see how long you can avoid touching it.
That's a serious situation, and it requires a very different kind of planning.
The problem comes when caution turns into paralysis, when you stop being thoughtful and start being frozen.
But you won't drive anywhere because what if you need the fuel later? What if there's a longer trip next week? What if gas prices go up? So you just sit in the driveway.
The car exists to take you places, and at some point, you have to actually drive it.
And if you've built up a solid financial position, the goal isn't to see how long you can avoid touching it.
The rest of this transcript — segmented and speaker-labeled, so you land on the exact moment something was said
Search every transcript — by keyword, by phrase, or by meaning, across every show Radar indexes
Trends — what is surging across podcasts, measured against its own baseline
Alerts — when a name you follow appears in a newly indexed episode
No account is needed to search Radar.
