Gary Ryan Moving Beyond Being Good®
Aug 13, 2026 · 26 min · 12 segments
Should you be buying property in Victoria, Australia - or anywhere in Australia - with capital gains tax changes, negative gearing changes, and land taxes? Is property still a way to build wealth…
Dean MunroGuest
Gary RyanHost
Yeah, which is another benefit of the services you provide because you help with the tax depreciation.
How has the negative gearing laws that are about to kick in, how are they going to impact that side of the equation?
So if you already own an existing investment property, it's grandfathered, so that's not going to affect you.
If you're looking at a new build, so purchasing a property which is a new build, then it's not going to affect you.
It's only going to... affect you slightly if it's if you buy an existing house but when you're looking at tax depreciation for existing homes anyway you don't get as much as the new builds or if yeah again if you've got an investment property it doesn't affect you
Okay, so for an existing property that you might be buying after these laws kick in, what you're saying is there is still depreciation benefits that the owner is going to get as a result of having purchased that property, but it's just going to be a different structure than what the negative gearing was providing.
So yeah, if people do have any questions about tax depreciation, I can look at their specific cases and then advise if they can... benefit from the tax depreciation.
The main thing is with this whole, and this actually happened in New Zealand a few years ago, they try to do the checks changes, which were similar to what they're trying to do in Victoria now.
And yeah, so it's like they probably should have had a look at New Zealand before they went and started doing this.
Well, it would appear they should have done a lot of things before they did it, but their motivations might be different than that.
So there's every chance that's going to happen here, certainly with the impact because, yeah, their calculations and the impact on rents actually going up because to a degree they've actually taken supply out of the market.
So it's actually in their interest to have investors owning for people to be able to rent, even though we want to have a balanced system where people can also buy.
But if people are getting out of the investment place because they don't think the math works, then that's actually bad for renting.
Yeah, which is another benefit of the services you provide because you help with the tax depreciation.
How has the negative gearing laws that are about to kick in, how are they going to impact that side of the equation?
So if you already own an existing investment property, it's grandfathered, so that's not going to affect you.
If you're looking at a new build, so purchasing a property which is a new build, then it's not going to affect you.
It's only going to... affect you slightly if it's if you buy an existing house but when you're looking at tax depreciation for existing homes anyway you don't get as much as the new builds or if yeah again if you've got an investment property it doesn't affect you
Okay, so for an existing property that you might be buying after these laws kick in, what you're saying is there is still depreciation benefits that the owner is going to get as a result of having purchased that property, but it's just going to be a different structure than what the negative gearing was providing.
So yeah, if people do have any questions about tax depreciation, I can look at their specific cases and then advise if they can... benefit from the tax depreciation.
The main thing is with this whole, and this actually happened in New Zealand a few years ago, they try to do the checks changes, which were similar to what they're trying to do in Victoria now.
And yeah, so it's like they probably should have had a look at New Zealand before they went and started doing this.
Well, it would appear they should have done a lot of things before they did it, but their motivations might be different than that.
So there's every chance that's going to happen here, certainly with the impact because, yeah, their calculations and the impact on rents actually going up because to a degree they've actually taken supply out of the market.
So it's actually in their interest to have investors owning for people to be able to rent, even though we want to have a balanced system where people can also buy.
But if people are getting out of the investment place because they don't think the math works, then that's actually bad for renting.
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