FIAM - The 92% Fundraising Fee

**Welcome to Fraud in a Moment - This 5-minute story shares the unscrupulous practices of charities that spend all of their time collecting funds only to make fundraisers rich.** **If you like this story - please click the SHARE button above and share with an important senior in your world!** **BE SURE TO SUBSCRIBE TO KEEP MORE STORIES LIKE THIS ONE COMING!** Check out our other stories: [www.youtube.com/@FIAM4U00](www.youtube.com/@FIAM4U00) Check out the https://MARC4U.org website for all things Fraud Awareness for Seniors and **Retirees including our full-length episodes of Fraud on the Front Porch** http://www.youtube.com/@FraudontheFrontPorch discussing the ocean of fraud plaguing Seniors and Retirees. **Intro Liner**: There’s a moment — a quiet, almost invisible moment — when trust becomes a target. It doesn’t happen with a bang or a shout. It happens with a phone call, a letter, a promise wrapped in patriotism and gratitude. For many seniors, that moment arrives wearing the colors of the American flag. A charity claiming to help veterans, to honor sacrifice, to support heroes who gave everything. But sometimes, behind the flag… there’s a machine.A machine built to harvest generosity. This is **Fraud in a Moment** and the truth starts now. **Lessons Learned for Seniors and Retirees:** 1. **Patriotism can be weaponized.** Scammers know seniors trust veteran‑related causes — and they exploit that trust. 2. **Third‑party fundraisers are a major red flag.** When a charity outsources fundraising, the fundraiser often keeps **80–95%** of donations. 3. **Glossy mailers don’t equal legitimacy.** Stock photos, emotional language, and patriotic imagery are tools — not proof. 4. **Always check the Form 990.** It reveals exactly how much money reaches programs. 5. **If a charity contacts you repeatedly, be cautious.** Aggressive donor pursuit is intentional — and often predatory. 6. **Seniors should verify veteran charities through the VA or trusted watchdogs.** Real veteran support organizations have clear programs, transparent spending, and verifiable impact.