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S2E27 - Parental Guarantors Explained: What Mum and Dad Are Really Signing Up For
Sep 17, 2026 · 13 min · 8 segments
In this episode
Mum and Dad might be willing to help you buy, but what are they actually signing up for? Imti explains how a parental guarantor works, what it can and can't help with and the…
In this episode
Mum and Dad might be willing to help you buy, but what are they actually signing up for? Imti explains how a parental guarantor works, what it can and can't help with and the questions both sides should understand before agreeing. Including how parents might eventually come off the guarantee.
(00:00) - What a parental guarantee actually is (Tom's example)(02:24) - Is the parent liable? What happens if the child defaults?(05:02) - Do parents need to own their home outright?(06:06) - Can you guarantee for multiple children?(06:49) - Using a guarantor for an investment...
In this episode
Mum and Dad might be willing to help you buy, but what are they actually signing up for? Imti explains how a parental guarantor works, what it can and can't help with and the…
