Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Oct 26, 2026 · 15 min · 9 segments
How should I budget for groceries? Listen, this is the eternal question, right? Now, her specific question is, I go to Costco sporadically, and I usually go to the regular grocery stores as I need things.
Varies wildly.
Oh, girl, we're about to end that word for you.
Watch, watch.
We're going to work some magic.
Should I just total up previous two or three months expenses, then divide to get a rough monthly estimate?
Yes.
The idea is, if you've heard us talk about our 90-day audit, we want to see how much you spend at groceries.
We understand that you may spend it sporadically depending on where you go.
But the amount of money you generally spend on groceries or household items.
Now, when we say, let me back up.
When we say groceries, we also mean laundry detergent.
We also mean paper towels.
We also mean toilet paper.
We mean napkins.
We mean your cleaning products.
Like all of that is household and groceries.
We, we glue, we group it into groceries because it's a singular word and it's just
easy, but it
means household slash grocery items.
Okay.
So hear us when we say that, but you generally spend about the same amount on those a month.
So how you spend it can, can differ.
And Shane is going to go into detail about that, but the amount of money usually doesn't change.
Yeah, and I think that, so you said about two or three months.
How should I budget for groceries? Listen, this is the eternal question, right? Now, her specific question is, I go to Costco sporadically, and I usually go to the regular grocery stores as I need things.
Varies wildly.
Oh, girl, we're about to end that word for you.
Watch, watch.
We're going to work some magic.
Should I just total up previous two or three months expenses, then divide to get a rough monthly estimate?
Yes.
The idea is, if you've heard us talk about our 90-day audit, we want to see how much you spend at groceries.
We understand that you may spend it sporadically depending on where you go.
But the amount of money you generally spend on groceries or household items.
Now, when we say, let me back up.
When we say groceries, we also mean laundry detergent.
We also mean paper towels.
We also mean toilet paper.
We mean napkins.
We mean your cleaning products.
Like all of that is household and groceries.
We, we glue, we group it into groceries because it's a singular word and it's just
easy, but it
means household slash grocery items.
Okay.
So hear us when we say that, but you generally spend about the same amount on those a month.
So how you spend it can, can differ.
And Shane is going to go into detail about that, but the amount of money usually doesn't change.
Yeah, and I think that, so you said about two or three months.
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