Episode 26: Smart, Savvy, and Starting Now! Money in Midlife

Send us Fan Mail On Faded to Fabulous, host interviews women’s financial coach and educator Pam Richardson about “Money in Midlife,” focusing on why many women feel fear and avoidance around finances at 50 as retirement approaches alongside responsibilities like children, aging parents, divorce, or sudden widowhood. Pam shares her personal money recovery story after overspending, debt, and multiple inheritances, and explains how shame and underlying emotions drive avoidance, including resistance to wills and estate planning. The conversation covers student loan burdens, the common fear of running out of money, and how money habits differ by personality. Pam advises younger women to protect themselves with “yours, mine, and ours” accounts and recommends regular “money dates,” open family discussions, and planning to balance future security with living now. She highlights financially confident behaviors: negotiating, assembling a financial “dream team,” tracking numbers, and learning from risks. Find Pam at: Pam@moneymasterywithpam.com 00:00 Midlife Money Wakeup 01:32 Meet Pam Richardson 02:16 From Inheritance to Recovery 04:27 Why 50 Feels Scary 05:57 Avoidance and Money Shame 07:29 Owning Financial Power 08:45 Widowhood and Preparedness 10:28 Aging Parents and Passwords 11:02 Wills Trusts and Inheritance 13:38 Debt and College Loans 15:45 Fear of Spending in Retirement 16:06 Debt Personality Test 18:06 Advice for Younger Women 18:35 Separate and Joint Accounts 20:12 Money Dates and Vision 21:27 Balancing Saving and Living 22:54 Now Not Then Mindset 25:12 Habits of Confident Women 26:59 Weekly Bills and Scarcity 27:56 Closing and Contact Info Support the show **✨ Join the Faded to Fabulous Community** 💝 Support Our Mission! Click here 🖥️ Website: https://www.fadedtofabulous.biz 📲 Instagram: @fadedtofabulous 📘 Facebook: Faded to Fabulous 🎥 YouTube: Faded to Fabulous 📩 Join our newsletter: Subscribe here