Aug 10, 2026 · 47 min · 12 segments
What if the equity in your home could give you more options during divorce and retirement than you realized? In this episode of *Dishing on Divorce*, Mandy and Deanna sit down with Laura Phillips, a…
Mandy PullanHost
Deanna CoyleHostSo for a long time, and Deanna said it in the intro, the reverse mortgage had a bad name.
And the regulators back in those days, I won't say they didn't give it a lot of thought, but lending rules were different back then.
loan.Fast forward to 2026, the loan has had lots of regulation to look at it, and I call it a kinder and gentler reverse mortgage, that you have to take a class to make sure, by a third party, to make sure you understand what the reverse mortgage-
We have to, as lenders, make sure that you can actually qualify and pay for your property taxes and insurance.
And that's all for the consumer's protection, so it is a much, much better loan beginning.
So for a long time, and Deanna said it in the intro, the reverse mortgage had a bad name.
And the regulators back in those days, I won't say they didn't give it a lot of thought, but lending rules were different back then.
loan.Fast forward to 2026, the loan has had lots of regulation to look at it, and I call it a kinder and gentler reverse mortgage, that you have to take a class to make sure, by a third party, to make sure you understand what the reverse mortgage-
We have to, as lenders, make sure that you can actually qualify and pay for your property taxes and insurance.
And that's all for the consumer's protection, so it is a much, much better loan beginning.
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