Is that true?

Well, we offer an extension called Personal Accident Cover.

And if you take that optional extension, then obviously if you had a slit or trip or a broken wrist or broken arm, then you could claim.

So it's a really brilliant add-on.

It's about £36 for £100 a week and just under £73 if you have £200 a week.

If you don't take that extension and you have a slip or a fall or a car accident, you are not covered on the AOR scheme.

You have to buy that extension.

Surely my home and contents insurance covers everything that I need.