Windfall Elimination Provision

But anyway, I would definitely check.

So that person's benefit was being recalculated based on WEP, the Windfall Elimination Provision.

And now that that is gone, their benefit amount has been recalculated.

And you didn't file for survivor benefits at that time because the numbers didn't work.

Um, and so it's important to know is that because they're not paying into Social Security, they may have a smaller benefit.

Now, what this two rules were, the Windfall Elimination Provision and the Government Pension Offset, these two rules said, not only do you already have no benefit or a very low benefit from not paying in, but we're gonna reduce you even further.

So what the WEP did is that if you did have a benefit of some sort, maybe because they...

You know, teachers may have worked summer jobs or a second career where they do have enough credits, so they already have a low benefit.

Righ-right, while a pension is tied to a specific institutional sponsor.

The only caveat the text mentions is for certain government pensions that might trigger the Windfall Elimination Provision.

The WEP, yes.

So if you are a public servant, you need to look deeply into how your specific state pension interacts with federal social security.