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Terry L. Savage

Terry L. Savage

Columnist

Search complete. 10 mentions across 4 episodes found for "Terry L. Savage".

Sep 30, 2026

Terry SavageGUEST
42:49
Make your vote count.
Jen WhiteHOST
42:51
Well, that's personal finance expert Terry Savage.
Jen WhiteHOST
42:53
She also answers questions about personal finance on her blog, TerrySavage.com. Also with us, Heather Long, chief economist at Navy Federal Credit Union, and Cara Perez.
Jen WhiteHOST
43:03
She's the founder of the International Financial Education Company.
Terry SavageHOST
0:05
Hi, I'm Terry Savage here with Pam Kruger and Richard Eisenberg and a very special guest for this part three of our series on Medicare open enrollment.
Terry SavageHOST
0:16
All three parts are up on our website, friendstalkmoney.org.
Terry SavageHOST
0:19
If you happen to just tune in for this, you're going to hear the first part, which talked about why everybody, every single person on Medicare has to review at least something or be very surprised in the new year.
Terry SavageHOST
1:31
Now, I'm serious.
Terry SavageHOST
1:31
If you've signed up for those 1-800 numbers and you suddenly got inundated by salespeople, if you've been hunting around for someone who knew everything, not just a little bit, this man who is a licensed Medicare attorney and a technology expert, well, let's just welcome Michael Busciardi and explain what you've created at MedicarePocketProtector.com, Michael.
Michael BoshardyGUEST
1:57
Thank you, Terry.
Michael BoshardyGUEST
1:58
Thank you for the kind words.
Michael BoshardyGUEST
1:59
And yeah, we're really excited to talk about what we brought to the market to help seniors get personalized advice without having to get on the phone.
Diane OmdahlGUEST
6:28
You
Pam KruegerHOST
6:30
know, Diane, you, Richard, and Terry have been voices of consistency warning people about these, you know, the way it's been whittling down and how it changes and you can get trapped.
Pam KruegerHOST
6:41
Now, the benefits that sound incredibly seductive in some of these plans, pre-dental, vision, hearing, a gym membership, how much weight When someone's really looking right now during open enrollment, should somebody be thinking, how much weight does that really carry compared, you know, against having to make sure you've got the doctors, the hospitals, the medical coverage? Because I hate the fact that it sounds like they're selling the sizzle.
Diane OmdahlGUEST
7:11
The sizzle is the right thing.

18 MINS LATER

Diane OmdahlGUEST
24:56
So on the report, you will see the costs at all of the pharmacies in your area.
Diane OmdahlGUEST
25:01
And we...
Diane OmdahlGUEST
25:04
As I said to Terry, trying to read this notice of changes, I was struggling with what I was going to pay.
Diane OmdahlGUEST
25:11
But Hey Mo basically says, we found a plan that can save you this much if you make these changes.
Pam KruegerHOST
1:57
So I, in this case, am taking the role of asking the questions that most people in our audience are probably asking themselves.
Pam KruegerHOST
2:06
And basically, the first question that I would start off with, that I know that's going to set the tone for everything you're doing, Terry, with this is, I want to say, Even if I am happy with my coverage this year and nothing is changing for me, I know we're going to explain in this part why I can't just leave it alone.
Terry SavageHOST
2:30
Because I promise you something is changing.
Terry SavageHOST
2:33
Absolutely promise.

12 MINS LATER

Richard EisenbergHOST
14:21
And the reason is because it's going to tell you what is changing in the plan that you had.
Richard EisenbergHOST
14:26
for next year.
Richard EisenbergHOST
14:27
It may tell you that they're not gonna be renewing the plan, which as Terry was just saying, they're doing in some cases, but it may say, well, we're gonna keep the plan, but we're not gonna have the same benefits.
Richard EisenbergHOST
14:36
We're not gonna charge you what we charge you.

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