What is, what is your, uh, perspective on doubling down on commercial lending, maybe commercial real estate, as some of the equipment leasing, uh, startups are coming out, out of the woodworks because of some of the new legislation coming down the pike? What is your position on serving the thirty million, I guess, small businesses out there in America?

Look, we-- I, I love commercial lending personally, right? I do think that the SBA has, has a place, um, in, in a bank portfolio, but I do think that, um, more traditional unguaranteed working capital loans also have a place.

So, um, we always look for fintechs that are working in the space.

Um, this is definitely an area or vertical of fintech that we're, we're very passionate about and, and for selfish reasons, because it's also easy on the regulatory side.

Um, but you, you know, the same-- it's almost the same narrative as the, the unbanked or underbanked portfolios on the consumer side.

Um, you can see the impact of a working capital loan very well, right? It's a, it's a very tangible impact.

Those are loans that truly help, um, that truly help businesses grow.

To actually, you know, not just ledger and technology, but actually help these programs to thrive, right?