Sean Loran Pyles

[upbeat music] Welcome to NerdWallet's Smart Money Podcast, where you send us your money questions, and we answer them with the help of our genius nerds.

I'm Sean Pyles.

And it's me again, Elizabeth Ayoola.

Our question this time around comes from someone named Jess.

Welcome to NerdWallet's Smart Money Podcast, where you send us your money questions, and we answer them with the help of our genius nerds.

I'm Sean Pyles.

And I'm Elizabeth Ayoola.

One of you, yes, I'm gonna say your name, Hannah, called us out and said that we haven't done a budget rehab in a while, so guess what? We have one for you today.

[upbeat music] Welcome to NerdWallet's Smart Money Podcast, where you send us your money questions and we answer them with the help of our genius nerds.

I'm Sean Pyles.

My name hasn't changed.

I'm Elizabeth Ayoola.

[upbeat music] Welcome to NerdWallet's Smart Money podcast, where you send us your money questions, and we answer them with the help of our genius nerds.

I'm Sean Pyles.

And I'm Elizabeth Ayoola.

Today, we are recording live from Portland, Oregon, which is Sean's hood.

Welcome to NerdWallet's Smart Money Podcast, where you send us your money questions, and we answer them with the help of our genius nerds.

I'm Sean Pyles.

And I'm Elizabeth Ayoola.

Today, we are coming to you live from the beautiful Portland, Oregon.