Roxburgh Park

And let's have a look at Victoria because your report points to Victoria being the largest concentration of financially strained households with more than 104,000 across its 10 highest ranked postcodes.

Roxburgh Park, that does stand out with the report estimating that 53% of households are spending more than they earn.

With those numbers, it's gone up by 11.2% just in the last quarter.

We expect that to continue.

how Jeff feels about them.

So, yeah, Craigieburn near Roxburgh Park north of Melbourne.

One of the interesting things is there is a large land supply that you will see in the data of Craigieburn that hasn't even been built out yet on the opposite side of the highway.

You've got kind of – two separate markets here.

And then you will know these in Victoria.

Narrow Warren, Cranbourne, Roxburgh Park, Pagnum.

Those are all those high-growth suburbs.

Then Ballarat.

Now it's falling.

A lot of people are still struggling from the previous cycle, not the current cycle.

And then we go to, you know, Roxburgh Park and Tarnet, Bundaberg and Armidale.

These areas... where we're likely to see and even like gosford up in the central coast where a lot of people moved up out of sydney and now finding that actually they've got a real issue i'll just highlight some of the percentages five percent seven point five percent you know these are quite high proportions now it's a risk of default and it doesn't necessarily mean that they're going to completely default it doesn't mean they're going to have to foreclose but it shows you the amount of pressure that's actually sitting there on households.