... for the rest of the year.

You don't.

You, you, if you've never been introduced to tax planning, y- you don't know that you have choices.

You can induce income.

You can force income to be higher to pay taxes today so you don't have to pay taxes when you retire or later on in life.

And a lot of that conversation is trying to figure out, well, i- is it cheaper to pay taxes now or is it cheaper to prevent paying taxes and then take the money out when you're retired in a lower tax bracket? So there's a lot of strategy that can be communicated, educated, and just talked about and, and-

Mm-hmm.

We can build out the plan to say, "Hey, the reason why we're doing Roth conversions now is for that legacy component.