Ricardo Lara

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The poster child for what's wrong in Sacramento, California Insurance Commissioner Ricardo Lara has decided to tilt at a windmill.

I don't know, do we give him an attaboy for actually showing up to work? Laura wants to stop auto insurers from using marital status when setting auto insurance rates.

Laura's statement in part reads, "...the price of your auto insurance should be based on how you drive, not whether you're married." For 30 years, insurers have been allowed to use marital status when setting rates.

This is stupid.

On its face, this is stupid.

This is proof that the California Insurance Commissioner, Ricardo Lara, doesn't actually know the first damn thing about how insurance operates.

Now, are there insurance companies that take social stands? Sure.

Yes, he was.

This was Ricardo Lara's last gift as a state senator before he became insurance commissioner and contributed to that crisis.

I was just in Ensenada.

Ensenada doesn't look this third world.

Every single one of them should be shut down.

Don't you have to be a licensed reseller to sell Air Jordans in an establishment? But if you steal some Air Jordans from a Nike store, you can just sell them on the streets of Los Angeles.

And because of SB 946, the Ricardo Lara law, law enforcement, when they said decriminalized, here's what it means.

Even if you're selling stolen goods, this is what we've seen in the Mission for years and years and years in San Francisco, the other neighborhood I avoided.

So what is your projection for the next legislative session? And there's going to be a lot of changes in California, right, over the next few months in terms of who are the movers and shakers, not only in terms of the California governor, the legislature, but also the California insurance department.

There is a race on to replace current commissioner Ricardo Lara.

Can you give us your sense of how this debate on wildfire liability could unfold under the different cast of characters we could see in the years to come?

That's a great question.

You have efforts on the way at Los Angeles to build back better, right, in order to create more homes that are fire resistant.

So there does seem to be activity underway to reinforce California against wildfire risks.

In the insurance market, you have Commissioner Ricardo Lara, who put together the Sustainable Insurance Strategy, which is reforming how wildfire risks are priced by the insurance market and enabling the use of long-wanted tools like wildfire risk models to be used by insurers and for reinsurance costs to be factored into their own rate setting.

So there does seem to be some reforms.

Our KCRA3 political director-

I would love to see, and you know, this is like Ricardo Lara times 100 of the kind of nonsense that people are expensing and writing off on your dime, on your tax dollars.

He has to be the angriest person in the world because he caught so much hell for all of his spending, yet you look at what they're spending on the bullet train for those associated with that project, and they make him look like an amateur.

I'm very kind of sketchy.

that might be the most insane thing that I've heard from this entire story.

To reiterate, a consultant for the high-speed rail got a reimbursement for a one-mile ride in an Uber Black that cost $40.

Okay, you know what that reminds me of? Remember when Ricardo Lara was in Colombia and he had something like $20,000 worth of rideshare expenses that we had to pay?

Oh, yeah.