Regulatory technology

And we launched that as a compliance assistant that provides instant access to trusted compliance guidance within the product.

So any training course you're doing or any of our RegTech tools you're looking at, there is an ability to ask a chat assistant any questions on any of the content or anything about the course or tools that you want and get an instant response.

Just after the end of the half, we launched in July our next tool, which is called Edit with Ada.

Now, this is a tool that enables our clients to effortlessly customise our trusted compliance courses and minutes.

They have to upgrade their own technology just to monitor the banks.

Sources frame this as an absolute arms race, leading to the rise of RegTech regulatory technology and SupTech, which is supervisory technology used by the regulators themselves.

The transition from analog oversight to SupTech is essentially about moving from reading reports to reading raw data.

There's a story from Bank 4.0 that illustrates the mechanics of this beautifully.

It creates a state of self-executing compliance.

It strips away all the analog friction, the manual reporting, and the de-risking while casting a digital safety net that actually monitors speed of light transactions in real time.

This invisible architecture of APIs, compliance sandboxes, and RegTech, it isn't just an abstract banking problem.

It dictates the reality of your daily life.

Vertex is a publicly traded, um, enterprise software business focused on indirect tax compliance.

Um, you know, we kind of serve, sort of straddle between the, the RegTech and the FinTech, um, ecosystem.

Um, uh, been doing corporate development now for, uh, the past, gosh, twelve, thirteen years.

Uh, started my career as a banker, first at Jefferies, uh, in their investment banking department, and then later, um, spent some time in the M&A department, um, at, uh, at a regional firm.

Okay.

Let's get into the fourth signal, RegTech, and specifically what LSEG announced on September twenty-nine, because the numbers here are striking.

So LSEG Risk Intelligence announced something called Active Intelligence for World-Check on September twenty-nine in partnership with AWS.

World-Check is a widely used financial crime-

Customers retain responsibility for every final risk decision, and specialist oversight remains central.

That design principle is important because prioritization is not the same as a legal or compliance conclusion.

Responsible RegTech narrows the search space while keeping accountability visible.

I want to ask about the workforce development angle here because compliance has historically been seen as a cost center.

That's a chilling way to put it.

Okay, Signal 4, RegTech.

And I'll be honest, compliance has this reputation as the department that slows everything down.

But the framing in this material is really different.

The reframe is one of the most interesting things in the whole document.

A September 25th, 2026 report from FinTech Global and RegTech Analyst focuses on control room technology for material non-public information, MMPI.

Mergers, financings, and restructurings create sensitive records across teams, systems, devices, and jurisdictions.

Manual lists and approval emails become harder to defend as deal volume and remote collaboration expand.

Trust is the infrastructure underneath every digital payment promise.

Okay, let's get into RegTech because I think this is where the workforce transformation is most dramatic.

RegTech is fascinating because it represents a genuine shift in what compliance actually means.

The briefing describes it as moving from document storage toward operational evidence.

Organizations increasingly need to show how controls function in real workflows, not just that they have a policy document.

Exactly the language the briefing uses.

And the career opportunity here is significant.

RegTech careers increasingly reward translators between law, operations, and technology.

What about compliance? Is AI taking over there too?

RegTech is moving from record-keeping to action.

My compliance office just announced over $100 million in growth financing for AI-driven compliance.

The shift is toward unified AI-assisted operations, think trade alert summaries and intent-based monitoring.

Workers should practice writing concise, defensible decision narratives.

Machines might draft, but people finalize.

The best RegTech future keeps people responsible while making evidence easier.

Let's talk trading.

Which actually connects really naturally to the fourth story, which is ReachTech.

Because that's exactly the problem RegTech is trying to solve at scale.

Right.

So tell me about the MVB Bank and Cobalt Labs announcements.

Cobalt says its platform automates document review and risk analysis.

MVB describes technology and regulatory expertise as parts of its fintech platform.

And the briefing frames this as RegTech moving directly into partnership operations, compliance becoming a continuous production capability rather than a periodic review.

Continuous production capability, that's a significant shift from how compliance has traditionally worked.

The machinery is accelerating, but the humans behind it are still catching up.

Today we're unpacking the Finance Infrastructure at Lightspeed Brief, a September 21, 2026 Workforce Development Edition covering five domains, Corporate Treasury, Enterprise Risk Management, B2B Payments, RegTech and Institutional Trading.

By the end of this episode, you'll understand what skills are actually in demand across each of these areas, and why what career berths in all sorts of worlds have been rebuilt, and how you can use them to train and fulfil your nature, and what to gain in the looms, bones, and debris.

I'm going to start with a great horse, Eilidh.

Risk management is becoming a design discipline.

B2B payments are getting programmable.

RegTech is shifting from filing faster to proving better.

And post-trade operations are compressing their timelines.