Razorpay
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Search complete. 46 mentions across 9 episodes found for "Razorpay".
Sep 11, 2026
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The results provided a fresh boost to the broader technology sector, which had faced pressure in recent sessions due to rising bond yields and concerns thought the evaluations left little margin for error regarding earnings.
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Last week, Indian company Razorpay announced the launch of Razorpay Vulcan, India's first AI transformer model built specifically for payments, Perth announcement.
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The model combines Razorpay's payment data with NVIDIA's accelerated computing and AWS cloud infrastructure, including Amazon SageMaker.
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For millions of local shoppers, a single failed transaction, a delayed OTP, or a fraudulent charge is reason enough to revert to cash.
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As the country commerce market heads toward a projected $250 billion by 2030, the reliability of digital payments has become an economic priority.
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Razorpay, in collaboration with NVIDIA and AWS, has addressed this challenge with a unified AI model that evaluates all possible payment routes in real time and selects the most reliable one before the transaction is attempted.
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Fintech investors have reacted positively to this news, and at first glance, rightly so.
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Yet, beneath these impressive metrics lies a risk that has not yet been factored into any analyst report.
Miguel ArmazaHOST
I sat down with Harshal Mathur, CEO and co-founder of Razorpay, one of India's most important fintech and tech companies.
Miguel ArmazaHOST
Ten years ago, nobody thought India's payments ecosystem could go fully digital.
Miguel ArmazaHOST
These days, the country runs the busiest
Harshil MathurGUEST
when I go out.
Harshil MathurGUEST
In fact, it's harder to use cash than to use digital payments in India now.
Miguel ArmazaHOST
Razorpay powers about 85% of India's largest and most important tech
Harshil MathurGUEST
companies.
Harshil MathurGUEST
Out of 120 unicorns in India today, Razorpay powers close to 85% of them.
AksharaHOST
Now, companies are already trying to remove that final handover.
AksharaHOST
Razorpay and the National Payments Corporation of India, or NPCI, have piloted purchases inside ChatGPT and Claude using UPI tools such as UPI Circle and Dezerv Pay.
AksharaHOST
Pine Labs has also built its own protocol on top of UPI, and Mastercard and Visa are building similar systems for card payments, while Google has proposed a broader standard called AP2.
AksharaHOST
Now, these are separate products, pilots, and protocols built by individual companies or partnerships, so India may now try to create a common framework across the UPI ecosystem.
Prabhakar ReddyGUEST
There are several layers of the stack that function efficiently.
Prabhakar ReddyGUEST
For example, do I really need to build another Stripe? I think Stripe has done a fantastic job, right? And Adyen has done a fantastic job in Europe and Razorpay has done a fantastic job in India and so on and so forth.
Prabhakar ReddyGUEST
Those layers of the stack, I don't really need to build.
Prabhakar ReddyGUEST
But integrating all of that into a seamless API and offering that with 99.999% efficiency for all the payment companies and fintechs to get access to collections is an opportunity, right? Doing that, that's one.
Chandra AshrikantHOST
[camera flash] Inside Razorpay's AI Payments Foundation Model.
Bhavya DileepkumarHOST
[camera flash] Odisha hikes semicon subsidy, eyes three more projects.
Chandra AshrikantHOST
[camera flash] ORR woes again for Bengaluru techies.
Chandra AshrikantHOST
Welcome to Money Control's Tech3 podcast, your go-to show for the sharpest startup and tech updates.
Chandra AshrikantHOST
You can catch us on the Money Control website, Spotify, Apple, or wherever you get your podcasts.
Chandra AshrikantHOST
Now, India's payments industry is getting another AI layer, this time from Razorpay.
Chandra AshrikantHOST
Razorpay has launched an AI payments foundation model aimed at improving payment routing, fraud detection, risk assessment, and checkout personalization.
Chandra AshrikantHOST
The model was built with NVIDIA and AWS and trained on nearly 3 trillion data points across 4 billion payments.
speaker_0HOST
Now to payments.
speaker_5CORRESPONDENT
Razorpay has launched Vulkan, which the Indian fintech describes as the country's first transformer-based AI foundation model built specifically for payments.
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Developed with NVIDIA and Amazon Web Services, the model scores payment routes in real time and flags fraud patterns that only become visible across multiple merchants.
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Razorpay says it lifts payment success rates by 8 to 10%.
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The context here is scale.
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India processes close to 23 billion unified payments interface transactions and around 590 million credit card payments every month.
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Razorpay, which is preparing for a public listing, says Vulcan will eventually handle authentication, routing, fraud detection, and lending decisions across its network.
speaker_0HOST
Earnings season continues.
Indranil TiwaryGUEST
I think like...
Indranil TiwaryGUEST
See, as I said, experience has no shortcut, right? If they are-- if they were genuinely people who were good, like, I don't think I would go against a director of Razorpay or CTO of LinkedIn, right? Because like if a few days back somebody asked me like, you know, you can become a CTO of XYZ company.
Indranil TiwaryGUEST
Each company's CTO is having a different hat to it.
Ryan DsouzaHOST
Mm-hmm.