Public.com

Maybe you have a portfolio of real estate loans and mortgages that are going through it or you have your car loans there, whatever.

Then it might make sense to pick that over a public.com or a Robinhood.

But if it's strictly based on how much money you're going to make on it from the interest gained from it, I don't think that really matters too much.

They're all pretty much the same.

So up to the match with your employer for the free money- Max out that Roth IRA, back to the 401[k], and max that out, assuming you have autonomy, which is something you're doing, so I hope you have autonomy, which just means you can pick your investments and you're not boxed into a, a high-fee mu- mutual fund or a, a high-fee underperforming target date fund.

So match beats Roth beats taxable, so max out that 401[k], and if you still have money left over, go throw it into a public.com taxable brokerage account, put it into some ETFs and index funds, and ride the wave.

Or like I was mentioning earlier with the 529, put that extra money in a 529 account for your kids' college and other education and their futures.

Our next question, Robert, comes from Samina.

I'm okay with that, but I think 60,000 is a lot to have sitting if it's not in a high-yield savings.

So keep that in mind.

Our general rule is three, four, five, six months of your total bills monthly in that emergency fund, but it's always making money through a high-yield savings or a high-yield cash account at public.com.

So please, for anyone listening, make sure you understand the emergency fund isn't just money sitting in your checking account.