Payment Card Industry Security Standards Council

Instead, industry guidelines insist on end-to-end encryption, tokenization, and adherenceto standards such as PCI DSS and data protection laws .

For instance, the PCI Security Standards Council explicitly emphasizes that the same PCI principles apply to mobile for secure coding best practices and protection of account data.

In practice, this means treating a mobile app much like any other payment acceptance endpoint, cryptographically hardening storage and transit layers, minimizing data collection, and following privacy by design principles.

On-device storage must never hold sensitive payment data in plaintext.

It was the first version of it type of a deal.

And it was 2006 that the PCI SSC was officially formed.

And then they started to make enhancements, but... you know there have been you know a whole myriad of of different changes and modifications to the standards over that time um you know but the you know the the the payments arena you know really is has made a fairly startling shift from Just checking the box, annual validations into more of a continuous security, or as we here at TCT like to call operational mode type of a deal.

The acceleration of AI, both for the white hats and black hats, is incredible.