Paschal Sheeran

Psychologist Peter Gollwitzer calls them implementation intentions.

In 2006, he and a Pascal Sheeran looked at 94 studies.

People who planned, "If this happens, then I will do that," were meaningfully more likely to follow through than people who just set a goal.

So you write, "If I get paid, then before I spend a dollar, I move 10% to savings.