PalmPay

Um, Airtel Money is looking at listing in London.

PalmPay is looking at listing in Hong Kong.

All of these companies are looking at much more global market because the liquidity is actually there.

But I think the more that you see local pension funds, um, local asset managers really participate quite actively in some of these technology listings and understand them a little bit better, we'll see a lot more of that happen.

So there's that.

If you look at Opay, even with all the distribution they had, and their distribution from Opay to PalmPay, fantastic distribution and all that.

But yet what still tipped a lot of people over the edge was the cash crunch, because once the cash crunch happened, it then became this thing where they're like, um...

And a lot of these things come down, you'll be surprised, to just perception.