If you physically can't afford a fun pot to go to Venice and things, then those people who are really struggling, I'd say, please, please reward yourself Even if it's a Mars bar once a week, it's just something that inner child inside you actually doesn't have the tantrum and end up spending all the money that you've saved because it does happen.

Yeah.

I think my issue is I've never been a saver, which is not great.

I've never spent money on me.

What I ended up doing was always spending money on other people.

Yes.

Because then I didn't feel guilty.

No.