Is that the collateral side? Is that what you're saying that there's not enough collateral in the house, in the real estate to justify it or because the debt's eaten up that collateral or whatever? Yeah.

Yeah.

Yeah.

Even when we're doing acquisitions where the real estate may be worth, say, a million dollars, but they want 1.5 million for the business operations and the real estate, the SBA can fund over 100% loan to value.

That is a bank to bank choice though.

While the SBA allows for that, not every bank approves those types of transactions.

Some banks keep it.

So AI