Could you give us a bit of an insight on whether those numbers are borne out in your experience with Cornish Mutual? Well,

the simple answer is yes, they are.

And as a claims handler, unfortunately, myself and my colleagues, we hear when things go wrong on a farm.

You know, regularly we hear about accidents on farms where employees or visitors to the farm have been injured.

And those injuries can range from...

Something relatively minor, lacerations, bruises, right up to catastrophic injuries, severe spinal cord injuries, brain injuries, life-changing injuries.

Thankfully, we don't see many deaths as an insurer, but certainly they do happen and we'll do what we can to assist.

Nick, can you share just some of the other types of farm accidents that you've seen in your role with us?