New York and Harlem Railroad

That is a really great example of the domino effect because of the way their risk is intertwined.

And, Daniel, just for fun, to tie this back to the Vanderbilt story from part three, the panic of 1857 is when Vanderbilt made Daniel Drew cry by forcing him to roll over his Harlem Railroad notes.

Yeah, so good.

But yeah, to your point on the domino effect, that's exactly right.