National Consumer Law Center

What do you have that you can barter with? I mean, I don't want to go into obscene detail, but there are people who have done that.

obscene things that i don't really want to talk about that's not that's not my style certainly uh i would like it not to be your style but i can't it's america i can't tell you what to do and what not to do okay so i'm not going to do that but then what i found out here some more is tell me more about working cars for working families and basically it's a it's an initiative by the national consumer law center which is weird uh sounding to me anyway let's just put it that way and they they don't act as a repair shop but they will help you find viable, used transportation that will serve your needs.

There's quite a few local programs available.

It says here, the initiative maintains a nationwide network of over 100 local nonprofit partners.

And you will need these referrals at some of these places if indeed you would like to have them fix your car for cheap or even free.

How to find local assistance.

It says here, and this is what it's called, the National Consumer Law Center's Working Cars for Working Families Directory.

And I found that it's very regional.

And I think we can wrap those into leaving those, just get rid of the whole thing aside, industry and then consumer advocates.

And so interestingly, consumer advocates, groups like the NCLC, National Consumer Law Center, and industry groups like MBA and ALTA and others, actually raised some of the same issues.

They didn't always agree with what should be the outcome of those issues, but some of them were aligned, at least topically.

And at least in one area, or maybe a couple, there were some alignment or agreed opinions.

You know, since it might be difficult to get your money back if you send a semester's worth of fees to the wrong account.

Carla Sanchez Adams, a senior attorney at the National Consumer Law Center, told The Washington Post, quote, "The stakes are much higher when you're sending tens of thousands of dollars of tuition than 20 bucks to a friend for dinner." You don't say, Carla.

And that's the news.

Let's talk about our men and women in uniform.

Faster Payments Council, and I'm your host, Reid Lutanen, CEO of the FPC.

Today, I'm joined by Kathy Lesser-Mansfield, law professor emeritus from Drake University and FPC board member representing the National Consumer Law Center.

Kathy discusses her thoughts on the consumer aspects of irrevocable payments, why she's excited about a bunch of the things going on here at the FPC, and why other consumer advocates who are listening ought to join us.

But first, the headlines.

I think first off, I want to give the audience some context.

You've not been on the show before.

So first, just tell us a bit about your background, the NCLC, National Consumer Law Center, your history, history with the FPC and that kind of thing.

Sure.