National Association of Real Estate Investment Trusts

I'm your host, Sarah Borg-Sunkyto.

Today we're recording on site at the New York Stock Exchange Deloitte NAREIT REIT Board Member Forum, where I'm joined by Kevin Richards, US Financial Services Industry Leader, and Brian Ruben, Global Real Estate Audit and Assurance Leader.

Brian, Kevin, welcome to you both.

Thank you.

Most people have no idea where to start when it comes to investing.

Should you buy property? Should you buy stocks? Should you buy crypto? The decision is so overwhelming, and the truth is, if you don't know how the main asset classes work, you might already be taking on way more risk than you realize.

I'm Nisha, a former investment banker turned financial educator, and in this video, I'm going to be breaking down the main asset classes in plain English.

The liquidity, i.e., how quickly ten can you take out, usually instant.

Most of the time, you can withdraw or spend your money straight away, unless it's in a fixed rate account or something similar where you have to give notice.

Last but not least, it's best suited for short-term goals like emergencies or saving for something, ideally in the next five years.

Now let's move on to individual stocks.

If you invested a thousand in Apple stock twenty years ago, it would be worth a hundred and thirty thousand today.

going to see that in self-storage you know oh someone didn't pay their 80 a month rent for two three months and all of a sudden now they're all their are being auctioned off that they had in this self-storage unit that's never gonna see that in a newspaper you know article so that's number one number two is just just like straight numbers so when you look at the value of an investment via different categories.

I got a study here done by the National Association of Real Estate Investment Trusts and YCharts.

And they said the value of $100,000 invested in 1994 what would the value of the investment be in 2021 they usually update it every five years if you put that money in the s p 500 you'd have about a 10 return annually that you'd have about 1.6 million dollars

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