MSCI EAFE

MSCI World down 1.55% so far this month, up 11.65% for the year.

The ETH, meaning ex-US and Canada, down 2.41% so far this month, up 11.49%.

Then we have the US Aggregate Bond Index, also down 1.13% so far, and For the year, down 1.07%, so no offset, no risk mitigation there.

The S&P 500 total return is down 1.23% in September, and it's up 11.74% so far this year.

As you would expect, 2023 was a much better year than 2022, uh, with the S&P 500 seeing a total return of around 25% falling just shy of its all-time high.

Here in Canada, the S&P/TSX saw a return of around 10% itself, while the MSCI EAFE Index, which is an international index, saw a net return of 16.6%.

Bonds, meanwhile, did surprisingly well, with the S&P 500 bond index up 8% for the year, while the 10-year Treasury yield ended the year relatively flat.

This despite the rising interest rates, signaling that markets are pretty confident of a rate cut next year.