Is it something that I think makes a ton of sense, but like they've not heard of until now?

Yes.

I'll start with what a financial therapist is and then go into how I got into it.

So financial therapy is a discipline that has financial planners, financial coaches, and therapists cross-training on the intersection between money and wellbeing.

Right now, the Financial Therapy Association, I think the last membership profile had about 60 to 70% were financial professionals, whereas 40 and 30% were emerging family therapists or psychologists.

And so Really, the education, the credentialing, the training is looking at that intersection between money and well-being.

That's really how I became the first certified financial therapist.

Like what else have you seen and what other topics come up a lot frequently on your end here?

Mm-hmm.

But I think what it took for me is I had to be more intentional of making plans, of, of tracking my spending, of creating a budget, and that meant I didn't need to eat ramen for two weeks straight to go to Cancun.

I needed to find balance because if you're, um, living in a scarcity mindset that I can't live my life while I'm paying off this debt, what's gonna happen is kind of like a binge in the food, like, literature.

You're gonna starve yourself until you eat everything.

And so I think that it's not about living in poverty when you have a lot of debt, but living within your means and spending intentionally, like spending on the things that make you happy and putting the rest aside.

Yeah.

Yeah.

And then after that is understanding investments.

Mm-hmm.

But I think what it took for me is, I had to be more intentional about making plans and of tracking my spending, of creating a budget.

And that meant I didn't need to eat ramen for two weeks straight to go to Cancun.

I needed to find balance because if you're, um, living in a scarcity mindset that, "I can't live my life while I'm paying off this debt," what's gonna happen is kind of like a binge in the food, like, literature.

You're gonna starve yourself until you eat everything.

And so, I think that it's not about living in poverty when you have a lot of debt but living within your means and spending intentionally.

Like, spending on the things that make you happy and putting the rest aside.

Yeah.