Mark, can you give us a quick history lesson on why machine learning and large language models came to be and why they suddenly matter in the banking industry?

Again, really easy softball question here, guys.

I appreciate it.

The tech industry has been working very hard over the last decades to figure out how do we get information in a fashion that can be digested and helpful for humans.

And if you think about the basis of any system, it's an if-then rule set, right? How do you say, hey, here is a situation or a set of data, and if it presents in a certain way, I want you to do the next step.

and then the next step, and then the next step after that.

So as things evolved in that process, that was a very much a, you know, code level, basic, you know, DOS, all those things, you know, do this for me.

If you're a community financial institution in North Dakota, what would you use to kind of differentiate between, hey, this is a legitimate industry or business, and this one's kind of shady because the AI tools are so powerful, you can make yourself look pretty legitimate pretty easily there.