Marc Freedman

You're not sitting there breaking it down and trying to figure out what's actually happening behind the curtain.

Yeah, well, let's first start with anything.

When you find out whether you owe taxes or you're getting a refund, when you do that in February, March, April, whenever you do your taxes, Chances are if you owe money, it's not your accountant's fault.

In almost every case, it is not your accountant's fault.

Instead, it's really based on what was withheld throughout the year, whether you're working and it's withheld from your paycheck, or if you're retired and you're taking distributions and social security income, if there's any withholding from those sources of income either.