So who are the lenders? FinTechs, financial technology companies that aren't banks and don't have to follow banking regulations.
A
Amanda BlancoHOST
12:06
Duke University Professor Manju Puri discusses what's happening.
M
Manju PuriSOUNDBITE_SPEAKER
12:11
Banks are largely lending to prime borrowers.
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Manju PuriSOUNDBITE_SPEAKER
12:15
FinTechs are expanding across the board.
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