Life insurance
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992
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Search complete. 992 mentions across 79 episodes found for "Life insurance".
Oct 26, 2026
Christian AllenHOST
So Long-term care is not at a place, even today, where they can set a product and say, hey, this is going to be the price point, and we'll guarantee that this is the price point until you die, right? With disability, we have a price point.
Christian AllenHOST
With life insurance, we can create a price point, but they just don't have enough information.
Christian AllenHOST
And so what we saw happening is people buying long-term care insurance policies, and then as they were going, the price just kind of continued to go up.
Christian AllenHOST
So that's one of the challenges.
9 MINS LATER
Christian AllenHOST
Although I will say this.
Christian AllenHOST
Um, it's, they've gotten more competitive because one of the things I probably didn't hit on is, or right.
Christian AllenHOST
And when we were talking about the dilemma is that the insurance companies started to write this, there became, there was a lot of life insurance companies that got into the long-term care space.
Christian AllenHOST
And then.
Sam MadoniaHOST
And I'm looking at all those things like there's no time like the president protect what matters most.
Sam MadoniaHOST
Let's talk about term life insurance.
Sam MadoniaHOST
That's number one on the list.
Sam MadoniaHOST
Yeah.
David HilstGUEST
Yeah, so one of the smart uses for term insurance, which is temporary, typically it's 20 or 30 years, you want to match that up to your mortgage and the amount you're mortgaging at a minimum.
David HilstGUEST
That way, if anything were to happen, your home would be covered.
David HilstGUEST
Okay, what is whole life insurance? How does that differ? So whole life insurance is permanent insurance.
David HilstGUEST
It does build cash value.
Rushion McDonaldHOST
It's really amazing.
Rushion McDonaldHOST
Now, when I was reading in the part about your life, there was a story about a life insurance and how much it was.
Rushion McDonaldHOST
I think it was fifteen thousand dollars and it had to be used.
Rushion McDonaldHOST
And I don't want to detail that story because I want you to share with my audience from your honest standpoint.
Rushion McDonaldHOST
And that's when it really that's when you first started understanding what a life insurance policy is.
Rushion McDonaldHOST
Can you share us with that story?
Carter CofieldGUEST
Yeah, so when my father passed away, he had his W-2 job life insurance, which if you all don't know, the life insurance through your job is not a lot of money to take care of your family.
Carter CofieldGUEST
So it was a $25,000 life insurance policy, and after his funeral call, we had about $15,000 left to divide between me, my brother, and my sister.
Tom WallGUEST
We need to use insurance.
Tom WallGUEST
We need life insurance, annuities, very unsexy topics.
Tom WallGUEST
But what those products do is they spread the risk across millions of people.
Tom WallGUEST
the same way a pension does, so that we can feel comfortable that our family's protected and then selfishly spend our money down, invest aggressively, do all of those things.
Tom WallGUEST
You mentioned Dave Ramsey.
Tom WallGUEST
He's kind of he's kind of in that camp.
Tom WallGUEST
And then you get the life insurance and annuity crowd.
Tom WallGUEST
But the truth is there's been dozens of academic studies that have proven the optimal approach on average should be a marriage of the two.
Andrew TaylorHOST
everybody thank you for joining us today we have cole jackson thank you for coming in and we have jonathan shin how old are you guys i'm 23 20.
Andrew TaylorHOST
23 and 20. yes sir and what have you guys done in life insurance I do
Cole JacksonGUEST
about 50K a month producing, and then we've built a team to about a quarter of a million now.
Cole JacksonGUEST
A month? Yes, sir.
Andrew TaylorHOST
Yeah, that's awesome.
Andrew TaylorHOST
All right.
Andrew TaylorHOST
So where are you guys from? What'd you do before life insurance and what led you here?
Cole JacksonGUEST
I'm from small town Carthage, Illinois, about 3000 people.
Jaspreet SinghHOST
Maybe you need your health insurance, you need your health insurance, you need your car insurance.
Jaspreet SinghHOST
Maybe you want some life insurance to be able to protect you as well while you're building your wealth.
Jaspreet SinghHOST
There's two types of insurance for life insurance.
Jaspreet SinghHOST
There's whole life insurance and term life insurance.
Jaspreet SinghHOST
I'm not a fan of whole life insurance.
Jaspreet SinghHOST
I think that you can invest your money better.
Jaspreet SinghHOST
Whole life insurance is kind of like a investment account there to protect you.
Jaspreet SinghHOST
Term life insurance is if you die during the term of your life insurance, like if you get a 20 year policy, if you die within the next 20 years, your family is going to get a big payout.
Greg SamalukHOST
So congratulations, Anita.
Greg SamalukHOST
Director of Life Insurance, Jim Yates, $32,880.
Greg SamalukHOST
He beats Philip Rodriguez, $25,204.
Greg SamalukHOST
Director of Health Benefit Plan.
6 MINS LATER
Greg SamalukHOST
Mark Camilli, vice president.
Greg SamalukHOST
Rocky Acasio, secretary treasurer.
Greg SamalukHOST
Larissa Pardet, Assistant Secretary-Treasurer, Christopher Jackson, Director of City Delivery, Rob Cogier, Director of Safety and Health, Anita Guzik, Director of Retired Members, Jim Yates, Director of Life Insurance, Stephanie Stewart, Director of the Health Plan, your trustees, John Cruz, Elise Foster, and David Groskopf, Region 1 NBA, Alan Rios, Region 2 NBA, Debbie Dixon.
Greg SamalukHOST
Region 6 NBA, Walt McGregor.
TanejahHOST
Yep.
TanejahHOST
Life Insurance.
TanejahHOST
Let's keep going.
TanejahHOST
I see some JP Morgan.
John DelonyHOST
My whole career has been showing up to homes to let kids or their loved ones know that their healthy parent, friend, relative is no longer with us today.
John DelonyHOST
Term life insurance with Xander.
John DelonyHOST
Get on the phone today.
John DelonyHOST
Thank you so much.
DJ WellsHOST
Yeah, for sure.
DJ WellsHOST
And one thing I learned a little bit about Land of Life, dope company, like I said, you're never too young to get life insurance.
DJ WellsHOST
Very, very important, especially in our community, man.
DJ WellsHOST
Yeah, we need it.
69 more episodes mention Life insurance.
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