That's right.

And I'm saying that as somebody that can make money from time to time.

I think what she is saying is so powerful.

You know, my goal and it's, you know, I'm going to be transparent, you know, as somebody that's had contracts taken from me.

I remember like the last one I said to myself, never again, never again, because everything is flimsy.

If you're working for somebody, if you're working for yourself, you're depending on people buying your stuff.

That's right.

And it's being pulled and

As you spoke with Colin, though, and as we'll listen later to the interview, the conversation, you know, is there an air or any did you get any sense of defeat? Like how emotional?

Again, I look at him.

He's a curious fellow.

I mean, if you watch David DuVernay TV show, which I did, and then reading his book, a lot of that that he encountered that we see in that show is in the book.

This is this is why I'm saying, like, all of us have a responsibility to say, yeah, no, this is wrong.

And if everybody said, yeah, no, this is wrong.

And we you know, he was outraged at things like the the combine.

You know what I'm

Well, you'll, you'll know what to do maybe.

Right.

You know, at least you could have a thread to pull to, to get to a place.

But I also, you know, the reason why I wanted to have this conversation with you, because in showing your mom, your first month and her first month, your second month and her second month, it did give her a sense of like, I am seeing a growth pattern here.

And she got to see in your, in the spreadsheet that you created that, oh, I have enough.

The light bulb didn't click until she could see it that every month she is making money that she could pay bills with and then she could see how that's increasing every month and then you went back two years and brought it forward and It's like, yeah, I, oh, I don't have to do this X, Y, and Z, or I can, oh, I can do, I can go here.

I can do that.

But yeah, that's

those freaking coworkers?

Oh, I'm not even getting there.

I'm just saying the amount of time, because that's the other thing you said that I think was really powerful is that time.

and I'm going to save it for you to say, but I just want to finish this, that, you know, the amount of time we put into laboring for other people's wealth, the amount of time that we get up and go through the stress of having to get to a place and have to get home.

I'm just speaking for somebody who was driving into New York city every day from age 21, that traffic alone.

Okay.

And the amount of potential accidents and the accidents and the All of the things that happen on the road, road rage and all of the things.

And

OK,

so so I kind of drill in differently.

What's the goal? What is her goal, right? You say something and then of course people are gonna react because we have a visceral reaction to horrible things like that.

But is the goal to make people upset? Is the goal to irritate Black people, Black women? Is the goal to get us off our square so we're looking over here, looking over here and not looking at what we need to be focused on? And is also this the signal that this is okay? Let's see what we can get away with.

Let's see what they do.

So I assess, can I stop her from saying things? Do I have the power to shut her up? Do I have the power to shut her up? Do we have the power to shut her up? And what does shutting Laura, well, what method? We starve her with oxygen, first of all, because if you don't respond and react, it's something our parents taught us.

It's hard.

It's live radio.

As always, Karen, thanks for joining me.

Yeah, thanks for having me.

I love this topic.

We touched on a little bit last week where we were talking about people watching the market.

It's like watching a pot boil.

Now that you're in, those of you who've never been in, you may have five shares of this or 10 shares of that.

And so when the market has a daily dip of going down by $800 or $1,000, you're like, I lost $40 or I lost $100.

That's why I

Just investing,

yeah.

That man would have had tens of millions of dollars.

And thinking about Mr.

Bob with the damn lotto tickets, I wonder how many people listening do scratch offs or what have you we talked in the last podcast about people's fear of investing because you've run into it we didn't really get into the details because you know you want to yeah i want to see of your that's right uh conversations and they should be but there are a lot of people who are afraid to invest but then they're they're not afraid to uh go to the casino They're not afraid to get on that bus and go to the casino with Atlantic City, Vegas, all of the different casinos that have popped up on the riverboat and all of the Connecticut, wherever you go, y'all go, y'all have no problem gambling.

Not my people.

You have no problem doing scratch-offs.

I don't

Go ahead.

After enslavement, they created something called the Freedman's Bank.

Imagine working to the bones for free, enslaved, tortured, beaten, raped.

You're now free.

And then they say, hey, put your money over here.

We're going to take care of it for you.

And then Frederick Douglass is going to be the most recognized Black man in the world is going to be the face of this bank.

Is that the right word?

That's another thing.

So I keep my spreadsheet, it's open every day, and, you know, just about every other day I'm getting a dividend from somebody.

I put it on my spreadsheet, and every single month, year over year, and I've been tracking this now for the last four years, so I have four years of data, I have made more money every single month, year over year, off of my dividends, no matter what has happened in the stock market.

And that's my goal, is to be able to take care of 99-year-

It feels good

... 99-year-old Karen has an amount that she wants to get every month.

I am some months hitting that number.

I'm maybe a year away from having that actual number every single month off of dividends, off of stocks that I own.

But it feels dirty to me.

Yeah, it is dirty.

I ran out of things to listen to.

In addition to listening to Sirius XM app and, you know, listen to a few books, Percival Everett and of course, Viola Davis and James Patterson.

I ran out of things because I'm trying to get these fifty five hundred steps in before eight, nine o'clock.

And so I had downloaded it when you recommended it.

And I was like, well, let me just start listening.

And I was asking you, does this in any way kind of just... make you not want to, how do you feel about investing when you know how heavy the manipulation is?

I just put 850.

Okay.

Yeah.

All right.

I will, I will confess several things.

I have purchased a lot of stock, but I also, I recently bought a piece of property and I didn't want to get a mortgage on it.

I didn't want to go through the whole process.

No, I'm

Mm-hmm.

And so when she asked me if I would participate, I was like, "Yeah, I don't really have a story like that." [laughs] I was like, always been proud of my people, and I've always, you know, led with that.

But it forced me to think about, you know, why I am the way I am, which I don't spend a lot of time thinking about.

I'm, you know, heads down, just forward.

And I appreciate her, because I got to really talk about my mother.

I don't talk about her enough.

I talk about my dad a lot, 'cause he's not here.

[laughs]

But yesterday, even that was touched at a level that I hadn't seen.

Well, mine was such too, and this is not financial advice, but I was surprised that paychecks was up dramatically.

That was a stock I was even looking at as the job market wanes and people are losing their jobs, how will paychecks hold up? And ADP.

ADP.

I don't have ADP.

I have paychecks.

That was like $3.

I'm asking my doctor about EPI and if Creon could help.

No,

period.

I remember having this argument with a financial guru who I had on my show a lot.

And I love cars.

I'm a car person.

I don't know whether it's the Taurus or whatever, but I love cars.

I've had about 25 cars in my life.

I could,

And we also wanted to continue the conversation.

So we just did a podcast on Karen Hunter is awesome.

And thank you for joining me there because you challenged me to get in 10,000 steps because you had seen this guy talk about having struggles and y'all can listen to Karen Hunter is awesome to hear that conversation.

He was struggling with losing weight and couldn't do all the different things, nothing worked, but he landed on if he could get 10,000 steps in before he ate his first meal.

He found success.

Yes.

And so I've started doing 5,500 steps.

free.

Prevent blood pressure, high blood-

To, yeah, high blood pressure.

We know everything.

And now with the Googles, w- the problematic AI, we, we're asking all of these questions because now everybody's a doctor too apparently.

You know, we're, we're curing ourselves.

But it's the implementation and trying to make it easy so that it is part of your lifestyle because the diets don't work.

The G- GLP-1s, they work until you stop taking them.

[laughs]

But then I thought about it and I said to you, Karen, I said, you know what? I think that rush, erratic, crazy, running behind, It really is kind of evil.

So this is not a Bible conversation.

It is not.

Although, you know, let me just be honest.

Everything that I do is led like with prayer and worship.

with alignment and with the hope that whomever is listening receives it with the intent that I'm delivering it.

So there's a spiritual thread, let me just say that, everything that I do.

It takes time.

It really is kind of evil.

So this is not a Bible conversation.

It is not.

Although, you know, let me just be honest.

Everything that I do is led like with prayer and worship.

with alignment and with the hope that whomever's listening receives it with the intent that I'm delivering it, you know? So there's, there's a spiritual thread.

Let me just say that everything that I do.

It takes time.

when we know how hard it is to get to the next paycheck?

Because we're not c- making that connection.

This is found money.

This is money I didn't really work for, and I didn't think I w- I worked for.

I got a million dollars 'cause I had a great idea.

And I was like, "Oh, they just giving out money to people with good ideas." I didn't even understand what the game was that I was getting involved in.

How stupid was I to be in something...

Right.

Yeah.

I was raised in a household with a father that ran a business, right? He had a grocery store.

And I would sit with him, and I thought I got it, because I thought I actually was a little smarter than he was, but I wasn't.

He actually went to business school.

He actually got a degree in business, right? I did not.

I got a degree in economics.

Yes, the man was brilliant.

That's right.

I mean.

That was the short story.

I became a sports editor out of college because there was a newspaper.

Again, my mother was like, yeah, you have this degree.

Oh, she would get up every Saturday morning and raise my blinds like seven o'clock in the morning.

And I had to clean the house.

Did you hear rise and shine? Rise and shine.

We look

How do we how do we get out of this hole?

Man, that is the question.

That is the question.

I do have thoughts.

Please share them.

Okay.

Again, everybody listening should confront the anti-Black, anti—you know, because we have Blacks and immigrants as avatars for why you're not successful.

In the roughly three minutes here we have until the end of this half hour, what can average people do with regard to the Democratic Party, given that we're not going to have any impact on the Republican Party, to the best of my, you know, that I can tell?

Well, so what did the, a million mean to you?

Well, when I was in my 20s it meant, like, I was rich.

I could retire.

I could never have to work again, you know? S- but when I finally got a million dollars in my 20s, which is wild, it w- I d- I needed it to run my business.

So while it was in my bank account and it was money that I could do anything with, which I did, I did whatever I wanted, it wasn't...

I never treated it like it was my money, right, to do whatever I wanted with.

So it was a little different.

Mm-hmm.

at one time which is usually your purchase pattern and I was like what did you buy and you were like I bought one share of Maine I was like

okay so yeah I mean so if you if you are building your portfolio right um I tend to want to buy and block so I'll do a couple of things like if you recommend a stock to me I may start out with like 10 shares because I'm not sure about it or a If I don't want to use my margin account, I'll only get as much as I have in cash.

And so I have several stocks, even though I, of course, you know, I'm a dividend trader.

I have some that I reinvest and I have some that go into my cash position that I use to purchase more stocks.

So on this particular day, I think I had about 129 shares of Maine.

And so I wanted to get to the next round number.

And so to reach, or I think it was, no, it was 149 and I wanted to get to 150.

do too.

Money

can be similar the way, depending on how people live their lives and it's found money.

So in found money, you tend to feel like it's just, you know, there for me to spend.

And so it's not even that you're leaving a legacy because that person that you leave it to, they're not setting it up for their children's children's children.

Or else it would be you would have left it differently if you wanted it to be a legacy, meaning in your family.

I look at the king or queen of England.

They can't touch that principle.

Right.