controlled, that can cope, that doesn't need an operation?

So, as we said earlier on, the knee and the cartilage and the bone are living structures and they adapt and respond to load, which is… you know, walking or running or whatever exercise.

And that if we can persuade the knees to tolerate that by training wisely, building up slowly, getting your strength up, then that is protective.

So that helps.

And it is a good idea to stay fit and stay strong.

We also know that particularly as we age, we tend to lose strength and muscle.

Naturally.

Jonathan, what would be your three key take-home messages that you'd want people to take from this podcast?

Yeah

... yes, do that.

But then, and I'll, and I'll end with this, and then I'm gonna literally shut up and let Tyler go.

When I wrote the book, IUL Exposed, I didn't say, "IUL Exposed: The Worst Product Ever to Be Sold in the Financial Industry," or anything of that nature.

I said, "The truth about the most misrepresented product." Because on social media, IUL is misrepresented about the problems it solves, the returns it's gonna get, the results it's gonna get you, and ultimately, that's the problem.

When people are putting their money into a vehicle to solve a problem, which make no mistake about it, that's what everybody's doing, and that there's a misalignment in what the product is designed to do versus the problem they think they're trying to buy it for, that's where the problem exists, and that's why I'm so adamant and passionate about protecting people against this crap.

And the th-- last thing I'll say, then Tyler, go, is that you, you know, this isn't just an agent thing.

Yeah.