happened? What did you do?

And she's like, well, we got what we needed.

And I was like, OK, you know, so you take it on the chin.

We have got to address that because people are, you know, while we're doing great, 401ks are up.

You know, I do wealth management, retirement, 401ks are through the roof.

People are more wealthy than they've ever been.

But like that cash flow money that you take home and put in the bank account and that you take care of your family with, it's getting squeezed.

How important is it to do that due diligence and history and look at the track record?