John Loewen

So you're in that environment, and then you started Payworks with a couple of other co-founders.

Is it John Loewen and Dave Johnston, I believe? Like, can you talk a little bit about how the group of you came together and kinda what pushed you to then take kind of that defining moment and then decide that, you know, going out on your own is, is the best step and, and you were gonna work together on that?

that?So market consolidation, which is what happened, there were seven providers in Canada really coalescing around two large providers, ADP and Ceridian.

And from the outside looking in, I had a pretty good idea of where they would go in terms of service and product, and what some of their financial constraints would be.