Joel Larsgaard

And that's why I am so excited about today's conversation.

I'm talking with Joel Larsgaard, co-host of the How to Money podcast, which he built with his co-host, Matt Altmix, to make personal finance feel doable for people who don't have a finance degree and don't have a trust fund? We're going to get into the nuances of building wealth as normal people, including Joel's idea of the craft beer equivalent.

Figuring out where spending a little more actually buys you some real lasting satisfaction.

And we'll flip it around, too, and talk about why over-saving and over-investing, yes, those are things, why they can backfire on the life you're trying to build.

Now available in Canada and the UK too.

That's q-u-i-n-c-e dot com slash hermoney.

We are back with Joel Larsgaard.

There's been a lot of buzz lately about the shrinking middle class and people who are feeling squeezed in the middle.

And then I measured the amount of time.

It's not just the number of different things that Joel Larsgaard does when he's not doing how-to money.

It is the amount of time.

So the happy retiree group with the alpha, they're spending, and I'm rounding here, close to 20 hours a week versus the unhappy group spending more like 13.

Why don't you help? So if we miss the GPS, man, we add time.

And if we use the GPS and it says 30 minutes and we shave off two...

Like Joel Larsgaard gets in the car.

It's like 30 minutes.