Can you talk about a few moments in your journey as an entrepreneur where you feel like you took decisions which in retrospect, you would have tackled differently? So many,

so many.

And, you know, It's been a hard journey.

I should say that it's not...

As you can imagine, the impact was known very early.

And I think if I knew then what I know now, I would have obviously done a whole lot more in this period of time than what I did.

But it was one of those things where you have something new and there's nobody else anywhere in the world who was doing something like this.

also, what you ended up learning

What's the goal there?

Yeah, that's a great question.

Our goal is to be that invisible mid fintech infrastructure layer that helps our customers and other fintechs easily connect to these regulated data sources.

So we have no intentions of replacing or becoming like any of the three credit bureaus.

I think they do an excellent job at what they do.

What we want to be really good at is implement their products.

These bureaus have hundreds and maybe thousands of products.

Are you guys also helping them to get onboarded with some of the more regular entities like the three bureaus and things like that? You guys could do all the handholding, right? They don't have to think about anything.