ICICI Bank
Financial services companywww.icici.bank.in
74
MENTIONS
23
EPISODES
18
PODCASTS
Search complete. 74 mentions across 23 episodes found for "ICICI Bank".
Nov 2, 2026
Sameer NigamGUEST
So we spoke to HDFC, we spoke to...
Sameer NigamGUEST
Access, ICICI, SBI.
Sameer NigamGUEST
And he asked them, can you like 100x the capacity? And they said, why? And he said, we're doing this crazy sale and we are 100x-ing our capacity.
Sameer NigamGUEST
I used to walk around with a placard every evening saying 25x.
Rachana RanadeHOST
Some of its biggest holdings are the same names as Nifty's.
Rachana RanadeHOST
HDFC Bank, ICICI Bank, Reliance Industries.
Rachana RanadeHOST
Same companies, opposite results.
Rachana RanadeHOST
And I'm sure you might be like, what is this? Well, the fund that we are going to discuss today is ICICI Prudential Multi-Asset Allocation Fund.
Rachana RanadeHOST
A fund with over 84,000 crores in assets under management and thus deserves a closer look.
Rachana RanadeHOST
So in this video, we'll answer these three questions.
6 MINS LATER
Rachana RanadeHOST
When the unit holder sells the units of the mutual fund and if there is a capital gain, then and only then will the unit holder have to pay capital gain tax.
Rachana RanadeHOST
I hope the basics are clear.
Chai ChoudharyGUEST
One of them being I wanted to build an AI travel agent kind of a setup.
Chai ChoudharyGUEST
I worked with one of the largest banks in India, ICICI, to help them launch a credit card product.
Chai ChoudharyGUEST
And I saw that a lot of banks in India were doing really well with the travel OTA business.
Chai ChoudharyGUEST
And I think like that was pretty interesting.
AksharaHOST
On its June quarter call, HDFC described its team as quite gung-ho.
AksharaHOST
But ICICI did mention a catch.
AksharaHOST
Taking in this much money might drag on margins, even as it added to absolute profits.
AksharaHOST
And that's exactly what happened.
AksharaHOST
Earning 6% on the whole $1,000, while paying 5.5% only on the $900 borrowed, works out to a double-digit return on their own $100 by some calculations.
AksharaHOST
And when the deposit matures, it simply pays off the loan.
AksharaHOST
Now, ICICI, which raised about $18 billion, said only about a quarter of it was plain NRI money.
AksharaHOST
Across the system, loans from banks gift city units a loan backed close to half of the haul.
Milosz PapstGUEST
However, it wasn't all one-way traffic.
Milosz PapstGUEST
ICICI bank detracted 1.7 percentage points hit by slower loan growth, narrower margins, weaker rupee and higher oil prices.
Milosz PapstGUEST
Process cost 1.4 points as Tencent shares weakened and Genpak detracted one point on concerns about AI disruption to IT services.
Milosz PapstGUEST
So was it all about technology? Not entirely.
Ajit DayalGUEST
And we've had discussions like the Tata discussion now.
Ajit DayalGUEST
What's going on at the Tata Group? What happened at HDFC? What happened at ICICI a couple of years ago? So you have these governance queries that come up.
Ajit DayalGUEST
And it could also be in the startup world.
Ajit DayalGUEST
You could have many VC-funded enterprises, and then suddenly you find that the founders are not doing quite well, and there are issues around governance once they list or before they list.
Naveen SamalaHOST
Thank you once again.
Naveen SamalaHOST
And apart from being co-founder of OneAssist, Subrat has worked, means he has held leadership roles at ICICI Bank, Kotak Mahindra, SBAGE and other prominent organizations before building OneAssist.
Naveen SamalaHOST
And he has expertise in identifying and scaling emerging business opportunities.
Naveen SamalaHOST
And this is going to be a masterclass for all aspiring entrepreneurs, especially in the untapped markets.
Albert DrouartHOST
I noticed Apple seemed to have maintained their kind of little charge even in India now that they turned it on.
Albert DrouartHOST
I think with Access or ICICI, I think the news has been reporting that they still were able to negotiate a 20 basis point.
Albert DrouartHOST
I have a similar reaction, which is like, at the time, the arguments were probably pretty strong.
Albert DrouartHOST
But now, to argue that, given the way the technology has changed, and I guess it's a testament to the strength of their brand and their lockdown of the ecosystem they control and things like that.
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