Home Ownership and Equity Protection Act of 1994
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Search complete. 1 mention across 1 episode found for "Home Ownership and Equity Protection Act of 1994".
Oct 5, 2026
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The Securities and Exchange Commission adopted a voluntary capital supervision program for investment bank holding companies in 2004.
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The Federal Reserve held authority under the Home Ownership and Equity Protection Act of 1994 to set mortgage lending standards for all lenders and did not use it before the housing market peaked.
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The commission that investigated the 2008 crisis concluded that regulators possessed ample power and chose inaction.
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The repairs came after the losses.