It would be like an automatic withdrawal that goes to this other high yield.

Or go to the investment account.

I heard you talk about this.

Yeah, I mean, I would not be a millionaire without automation.

Like I'm too forgetful.

I'm like very plan B. I'm very plan B. I'm very type B, which I think surprises me.

You're type B? Yeah.

I didn't know that that was in response to-

So you really need to pay attention to what you can get from your card.

I know.

I feel like there's different levels to cards, Al, and it's so confusing.

But the truth is, is that in 2026, you are paying cash for hotels or flights.

You are leaving money on the table.

So the first thing I always tell people to do is to just check their portal.

See how many points you're sitting on because you forget that you even have them.

What kind of cost?

So How are we handling AI when it comes to changing jobs?

Well, Mindy, I'm going to be honest with you.

AI is really making the job market pretty brutal for like entry level positions.

I mean, there was a 2025 New York Times piece that pointed out that it was like not uncommon for young people to apply for hundreds of jobs and get rejected by all of them.

So it's really difficult.

But I will say that, you know, AI makes these generalist roles way more vulnerable, but it also makes specialist skills way more valuable.

I will say that the people who are going to thrive in this new AI workplace are the ones who can use AI as a tool versus sort of like competing with it as its replacement.

So how do you balance wanting the higher returns of picking a winning stock with wanting the relative safety of index fund investing?