And are you seeing that actually even sort of condensing more into a specialist sort of distribution nature or, you know, what's your sense?

Look, mate, you touched on Biba, so I'll start by saying congratulations to the whole team at Biba, really, for putting on a fantastic conference this year.

I think the energy across the week was terrific and I think really demonstrates the value of the insurance community and the network.

We at Duo had a really strong presence and managed to meet a lot of partners.

Fantastic conference.

To the question specifically, I'm not sure there's a one size fits all trend.

I think some brokers will naturally lean into specialist areas where they believe they already have or can build a competitive advantage.

So, you know, what's your sense around, you know, the technology and the AI arms race, as I like to call it?