Right

... w- you know, you can carry it forward, et cetera.

So, you know, for our customers, it's gonna be effectively free for the first seven years 'cause our fees don't even amount to $1,500 for the first seven years.

So now part of that feature does establish a default 3% contribution percentage, but the solopreneur, as the participant, has the right to opt out of that default percentage, right? They're just exercising their rights under the provision.

Doesn't mean that the plan doesn't include the feature.

It most certainly still does, so therefore their self-employed business can claim the credit for, uh, for having that feature enabled, and that's not just for new plans, the, even existing plans that are upgraded to include that feature are eligible to claim the credit.

And the-And the, uh, you know, we talked about how there's, you know, there's different providers out there, and it makes sense for different individuals and whichever their objectives may be.

Okay