So does one of you want to sort of have a crack at talking about, first of all, who are your clients? And then what is the problem you're solving for them in the business? And then I'll get us onto the solution you're offering.

I'm glad you're fascinated.

Our clients being Marsh Re are the insurance companies ultimately.

And when we talk about facultative reinsurance, we're talking about insurance of insurance.

So I'm going to pretend for a minute, you are, you know, a multimillionaire.

You might say you own 10 condominiums in North America.

They're worth a hundred million dollars in terms of its insured value.

Steve and Don, we're covering a lot here, but what haven't I asked you about that we should also be talking about?