You'll be the most expensive investment and people will wait for you to serve them.

Just a few things before we get started.

I want to set a little bit of, do a bit of vanguarding, so to speak.

First, I know I was introduced as the AI expert, but I am as much of an AI student as many of you in this room today.

There's still a lot I'm learning.

There's still a lot of changes that will come.

And the second thing is I actually, everything I can say in this presentation could be totally wrong.

We have a link in the description that updates for every quarter on how to register for one of those growth clubs.

Did I articulate it reasonably well? Why we like that approach?

Yeah, I'm impressed, Scott.

You remember it a lot, which is good.

I'm glad that something stuck with you.

No, it was good.

I could literally talk for an entire podcast episode about 529 plans and education savings.

So to really slim it down, right? I think especially in today, there are a lot more exit strategies, if you will, for 529 plans that are 529 funds that don't get used than there have been in the past.

to max out the 401k max out the roth max out the hsa max out the 529 plans i have to choose here in my early 30s what is kind of the bias you would bring to the situation given what we know about our fake couple in this situation and knowing the the cost that mindy is now paying because she's paid tax this is all after tax dollars that are going to to her children's education costs here

Did I articulate it reasonably well why, why we like that approach?

Yeah, I'm impressed, Scott.

Yo, you, you remembered a lot, which is good.

I'm, I'm, I'm glad that, uh, something stuck with you.

No, it, uh, it was good.

I could literally talk for an entire podcast episode, uh, about 529 plans and education savings, so to, to really slim it down, right? I think especially in, like, today, uh, there are a lot more exit strategies, if you will, for 529 plans that, or excuse me, 529 funds that don't get used than there have been in the past.

And so number one, it's important to have that conversation, just like Scott and Virginia did, you know, with me.

This is all after-tax dollars that are going to, to her children's education costs here.