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Chris Birk

Chris Birk

VP of Mortgage Insight & Director of Education at Veterans United Home Loans; VA loan expert and author

Jul 2, 2026

15:25
Okay
15:25
... 81.
15:26
It's backed more than 28 million home loans in that 81 years, uh, changing trajectories, changing financial futures, changing lives for World War II veterans all the way to 18-year-olds who are using this benefit to buy their home right now in communities across the country.
15:47
It is, and has always, always has been the, the signature loan in the, in the nation that offers something that a lot of people don't even know is possible anymore, and that's the ability to buy without a down payment.
15:59
It is the no down since day one, and despite [laughs] that, it's also remarkably been the safest mortgage on the market for most of the last 20 years.
16:09
It has so many benefits in addition to that that help open the doors of homeownership, especially for younger veterans and service members, and make this possible in a way that it's such a struggle so often with conventional financing.
16:25
You know, just the ability to not have a down payment, that alone makes something that often feels out of reach suddenly within grasp.
21:14
But what about active duty service members? Do they also realize that they can move off base and buy a house using the VA loan?

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